NOTICE OF FORECLOSURE SALE UNDER POWER
STEPHENS COUNTY, GEORGIA
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Susan G. O'Connor to Mortgage Electronic Registration Systems, Inc., (MERS) as nominee for Countrywide Home Loans, Inc., dated November 10, 2005, and recorded in Deed Book 736, Page 178, Stephens County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB by merger in the Office of the Clerk of Superior Court of Stephens County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Three Thousand Five Hundred Twenty and 0/100 dollars ($63,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, within the legal hours of sale on November 6, 2018, the following described property:
All that tract or parcel of land lying and being in the 1647th District, G.M., of Stephens County, Georgia and being more particularly described as follows:
Beginning at an iron pin located on the Northwesterly side of the right of way of Bank Street (40 foot right of way), 266 feet Northeasterly as measured along the Northwesterly side of the right of way of Bank Street, from the point of intersection of the Northwesterly side of the right of way of Bank Street with the center line of GA Hwy. 17; thence from said point of beginning, leave said right of way and run North 13 degrees 10 minutes West, 109.4 feet to a point and an iron pin; thence North 46 degrees 29 minutes East, a distance of 89.56 feet to a point and an iron pin set; thence North 77 degrees 14 minutes East, a distance of 110.63 feet to a point and an iron pin set; thence North 60 degrees 24 minutes East, 196.10 feet to a point and an iron pin set; thence continue North 60 degrees 24 minutes East, 20 feet more or less, to a point located on the center line of a branch, which centerline is the Easterly line of the property herein, thence run in a generally Southeasterly direction, along the center line of said branch, the following courses and distances to wit: South 47 degrees 54 minutes East, a distance of 107.55 feet to a point; thence continuing South 80 degrees 20 minutes East, a distance of 50.42 feet to a point; thence South 33 degrees 26 minutes East, a distance of 39.46 feet to a point; thence South 56 degrees 11 minutes East, a distance of 40.43 feet to a point; thence South 39 degrees 23 minutes East, a distance of 36.08 feet to a point, and thence North 87 degrees 58 minutes East, a distance of 44.45 feet to a point located on the Northwesterly side of the right of way of the aforementioned Bank Street, run thence South 77 degrees, 32 minutes West along the Northwesterly side of the right of way of Bank Street, 60 feet to an iron pin, thence continue South 77 degrees 32 minutes West along said right of way a distance of 476.67 feet to a point and an iron pin set, thence South 77 degrees 00 minutes West, a distance of 107.87 feet to the point of beginning, being a 1.86 acre tract of land, which is more particularly shown on that plat of survey entitled "Survey for", dated 1 1/18/98 and certified by Rufust Gerald Sadler, G.R.L.S. No. 1446, a copy of which is attached herein, and being the same property as that conveyed in Deed Book 629, page 464, records of Stephens County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Shellpoint Mortgage Servicing they can be contacted at 800-365-7107 for Loss Mitigation Dept, or by writing to 55 Beattie Place, Suite 110, Greenville, South Carolina 29601, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is SUSAN G O'CONNOR or tenant(s); and said property is more commonly known as 64 Banks Street, Martin, GA 30557.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB as Attorney in Fact for Susan G. O'Connor.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Atlanta, GA 30341
B&S file no.: 18-03177