Legals

Legals

NOTICE OF FORECLOSURE OF RIGHT TO REDEEM
[REF. O.C.G.A., Section 48-4-5 et seq.; 48-4-45 & 48-4-46]
Take notice that:
The right to redeem the following described property, to wit will expire and be forever foreclosed and barred as of five oclock (5 p.m.) on and after January 7, 2019 or 30 days after legal service of the Notice pursuant to OCGA 48-4-45 et seq., whichever date is later:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING in the 440th District, G.M., Stephens County, Georgia, in the Toccoa District, land being a tract of land containing 9.76 acres, more or less, being designated as Site 6, of the Toccoa Industrial District, according to a plat of survey prepared for Rico Chemicals, Inc., by Max Lewallen Georgia Registered Land Surveyor No. 2067 dated October 25, 1988, recorded in Plat Book 15, Page 684, Stephens County Records (the "Plat"), the description as contained therein being incorporated herein by reference and being more particularly described in Deed Book 507, Page 238. Being commonly known as 442 Collier Rd, Toccoa GA 30577, and being known as tax parcel identification number 032B 010 per the maps and records of the Stephens County Tax Assessor and Tax Commissioner.
The tax deed to which this notice relates is dated August 1, 2017 and recorded in the Office of the Clerk of the Superior Court of Stephens County, Georgia in Deed Book 1129, Page 500.
The property may be redeemed on or before the time and date stated above by payment of the redemption price as fixed and provided by law to the undersigned at the following address:
Brittany Roetman, as Trustee c/o
John Coleman, Esq.
675 Seminole Avenue, Suite 302
Atlanta, Georgia 30307
404.974.4537
Please be governed accordingly.
Gpn11
TR474331

Legals

NOTICE OF SALE UNDER
POWER

GEORGIA, STEPHENS COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from RICHARD S. BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR R.H. LENDING, INC., dated August 16, 2001, recorded August 25, 2001, in Deed Book 961, Page 423-444, Stephens County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Sixty-Three Thousand Three Hundred Fifty-Two and 00/100 dollars ($63,352.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to FREEDOM MORTGAGE CORPORATION, there will be sold at public outcry to the highest bidder for cash at the Stephens County Courthouse, within the legal hours of sale on the first Wednesday in January, 2019, all property described in said Security Deed including but not limited to the following described property:
THAT TRACT OR PARCEL OF LAND, LYING AND BEING IN THE 267TH GMD OF STEPHENS COUNTY, GEORGIA, BEING DESIGNATED AS LOT 5, CONTAINING 1.00 ACRE, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY KENNETH V. CASH, RS, DATED DECEMBER 28, 2000 AND RECORDED IN PLAT BOOK 16, PAGE 838, STEPHENS COUNTY RECORDS; SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.
TOGETHER WITH AN IMPROVEMENT AND IMMOVABLE FIXTURE, PERMANENTLY AFFIXED THERETO, A 2007 HORTON MIRAGE MANUFACTURED HOME, SERIAL NUMBER H185779GL&R.
SUBJECT TO A PORTION OF A 60` INGRESS AND EGRESS INSIDE THE WESTERN BOUNDARY LINE OF THE PROPERTY AS SHOWN ON THE AFOREMENTIONED PLAT.
ALSO CONVEYED IS A PERMANENT, NON-EXCLUSIVE, PERPETUAL, APPURTENANT EASEMENT ALONG THAT CERTAIN 60` INGRESS AND EGRESS EASEMENT FROM THE NORTH RIGHT-OF-WAY OF DAVIS ROAD, THE LOCATION OF THE EASEMENT BEING FURTHER DESCRIBED IN THE AFOREMENTIONED PLAT.
THIS PROPERTY IS CONVEYED SUBJECT TO THOSE CERTAIN RESTRICTIONS WHICH SHALL RUN WITH THE LAND AS SET OUT IN DEED AT DEED BOOK 629, PAGES 487-490.
THIS BEING THE SAME PROPERTY CONVEYED BY WARRANTY DEED FROM J. MARION DOOLEY AND DOUGLAS MCAFEE TO ASSOCIATED DEALERS, INC. DATED MAY 25, 2007 AND RECORDED IN DEED BOOK 811, PAGE 495, STEPHENS COUNTY RECORDS.
TOGETHER WITH AN IMPROVEMENT AND IMMOVABLE FIXTURE PERMANENTLY ATTACHED THERETO, A 2007 HORTON MIRAGE MANUFACTURED HOME, SERIAL NUMBER H185779GL&R, SERIAL NUMBER H816963GL&R.
LESS AND EXCEPT LOT 5, CONTAINING 0.10 ACRE, MORE OR LESS, LOCATED ON INFANTRY DRIVE AS SHOWN ON PLAT OF SURVEY RECORDED IN PLAT BOOK 19, PAGE 11, STEPHENS COUNTY DEED RECORDS.
Said legal description being controlling, however the property is more commonly known as 128 INFANTRY DR, EASTANOLLEE, GA 30538.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RICHARD S. BLACKWELL, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Please note that, pursuant to O.C.G.A. 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Loss Mitigation Dept., 10500 Kincaid Dr., Suite 300, Fishers, IN 46037, Telephone Number: 1-855-690-5900.

FREEDOM MORTGAGE
CORPORATION
as Attorney in Fact for
RICHARD S. BLACKWELL

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC, 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. FREM-16-05554-4
gpn11
TR473611

Legals

NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA, COUNTY
OF STEPHENS
THIS IS AN ATTEMPT TO
COLLECT A DEBT, ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.

By virtue of a Power of Sale contained in that certain Security Deed from Amy L. Dooley and Chris Dooley to United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, dated March 16, 2007 and recorded on March 19, 2007 in DEED Book 801, Page 114, in the Office of the Clerk of Superior Court of Stephens County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Nine Thousand Nine Hundred and 00/100 dollars ($109,900.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Wednesday in January, 2019, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land together with improvements thereon lying and being in the 440th District of Stephens County, Georgia, in the City Limits of Toccoa and being more particularly described as follows: BEGINNING at an iron pin found on the West side of Stancil Drive, 405.9 feet Southeast of the intersection of Stancil Drive and Collins Road; running thence along the right of way of Stancil Drive South 19 degrees 07 minutes East 95.1 feet to an iron pin found; running thence South 70 degrees 53 minutes West 114.5 feet to an iron pin found; running thence North 16 degrees 22 minutes West 95.2 feet to an iron pin found; running North 70 degrees 53 minutes East 109.9 feet back to the point of beginning of the property herein conveyed. Said property containing 0.24 acres and being designated as Lot #40 on plat of survey prepared by Clelland A. Tyson dated May 27, 1985 as recorded in Plat Book 13, Page 41, in the Office of the Clerk of Superior Court, Stephens County, Georgia.
Said property may more commonly be known as 82 Stancil Drive, Toccoa, GA 30577.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is United States of America acting through Rural Development or successor agency, United States Department of Agriculture, USDA RURAL DEVELOPMENT, RURAL HOUSING SERVICE, 1400 INDEPENDENCE AVE., SW, RM 5014, STOP 0701, WASHINGTON, DC 20250-0701; (800) 414-1226.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Amy L. Dooley and Chris Dooley and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
United States of America acting through Rural Development or successor agency, United States Department of Agriculture
as Attorney-in-Fact for Amy L. Dooley and Chris Dooley.
Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520
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TR473586

Legals

STATE OF GEORGIA COUNTY OF Stephens
NOTICE OF SALE UNDER
POWER
Pursuant to the power of sale contained in the Security Deed executed by SCOTT J. EVANSON AND VICKI EVANSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PACIFIC UNION FINANCIAL, LLC ITS SUCCESSORS AND ASSIGNS in the original principal amount of $200,413.00 dated November 25, 2016 and recorded in Deed Book 1110, Page 142, Stephens County records, said Security Deed being last transferred to PACIFIC UNION FINANCIAL LLC, and recorded in Deed Book 1164, Page 429, Stephens County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on January 02, 2019, the property in said Security Deed and described as follows:
ALL THAT TRACT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE 440TH G.M.D. STEPHENS COUNTY, GEORGIA, CONTAINING 0.47 OF AN ACRE, MORE OR LESS, BEING LOCATED ON THE SOUTHERLY SIDE OF GRAFTON STREET EXTENSION AND BEING MORE PARTICULARLY SHOWN AND DELINEATED ACCORDING TO A PLAT OF SURVEY FOR BARBARA K. BELLEFEUILLE BY RUSSELL N. BARTLETT AND KENNETH V. CASH, GEORGIA REGISTERED LAND SURVEYOR, DATED APRIL 14, 1992, RECORDED IN PLAT BOOK 15, PAGE 468, STEPHENS COUNTY RECORDS. THE DESCRIPTION AS CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE.
ALSO CONVEYED HEREIN IS A PERPETUAL NON-EXCLUSIVE EASEMENT FOR PUBLIC ROAD ACCESS INGRESS AND EGRESS OVER, THROUGH AND ALONG THAT 60 FOOT WIDE RIGHT-OF-WAY KNOWN AS GRAFTON STREET EXTENSION, A PORTION OF WHICH BEING SHOWN ON THE SURVEY PLAT REFERENCED HEREIN.
Said property being known as: 325 HIDDEN LAKES DR, TOCCOA, GA 30577
To the best of the undersigned's knowledge, the party or parties in possession of said property is/are SCOTT J. EVANSON AND VICKI EVANSON or tenant(s).
The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

Pacific Union Financial, LLC
8900 Freeport Parkway Suite 150
Irving, TX, 75063
1-866-427-4729

Note that pursuant to O.C.G.A. 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
PACIFIC UNION FINANCIAL LLC, as Attorney-in-Fact for
SCOTT J. EVANSON AND VICKI EVANSON

RAS Crane LLC
10700 Abbotts Bridge Road
Suite 170
Duluth, GA 30097
Phone: 470.321.7112
Firm File No. 18-224634 - OlV
gpn11
TR475586

Legals

STATE OF GEORGIA
COUNTY OF STEPHENS

NOTICE OF SALE UNDER
POWER

Because of a default under the terms of the Security Deed executed by Gregory Haines to Putnam Mortgage & Finance, LLC dated August 20, 2008, and recorded in Deed Book 870, Page 188, as last modified in Deed Book 1112, Page 271, Stephens County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Selene Finance LP, securing a Note in the original principal amount of $89,101.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2019, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
That tract or parcel of land, lying and being in the 440th GMD of Stephens County, Georgia, containing 0.544 acre, more or less, as shown on a plat of survey prepared for Jennifer Rima by Michael J. Smith, Georgia RLS #2391, dated January 25, 2008, recorded in Plat Book 17, Page 453A, Stephens County records; said plat being incorporated herein by reference for a more complete description of the property.
This being the same property conveyed by Warranty Deed from John Mark Bridges to Jennifer Rima dated January 11, 2006, recorded in Deed Book 745, Page 89, Stephens County records,
Together with an improvement and immovable fixture, permanently attached thereto, a 2009 Horton Echo manufactured home, Serial Number H401864GL&R
Said property is known as 155 Piney Place Road FKA 127 Piney Place Road, Toccoa, GA 30577, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.
The property is or may be in the possession of Gregory Haines, successor in interest or tenant(s).

Selene Finance LP as Attorney-in-Fact for Gregory Haines

File no. 18-070386
SHAPIRO PENDERGAST & HASTY, LLP*
Attorneys and Counselors at Law
211 Perimeter Center Parkway, N.E., Suite 300
Atlanta, GA 30346
770-220-2535/KMM
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
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TR475648

Legals

NOTICE OF SALE UNDER
POWER STATE OF GEORGIA COUNTY OF STEPHENS
Under and by virtue of the power of sale contained with that certain Security Deed dated April 1, 2002, from Patricia Harrington aka Patrica Ann Harrington to American General Finance, Inc., recorded on April 4, 2002 in Deed Book 548 at Page 326 Stephens County, Georgia records, having been last sold, assigned, transferred and conveyed to U.S. Bank National Association as Indenture Trustee for CIM Trust 2015-4AG Mortgage-Backed Notes, Series 2015-4AGby Assignment and said Security Deed having been given to secure a note dated April 1, 2002, in the amount of $52,350.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Stephens County, Georgia, on January 2, 2019 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN BIG SMITH DISTRICT, 215 G. M. D. OF STEPHENS COUNTY, GEORGIA, AND DESIGNATED AS LOT 7, BLOCK H, OF SHOREWOOD ESTATES AND CAMPING CLUB, AS SHOWN BY PLAT RECORDED IN PLAT BOOK 6, PAGE 29 IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, STEPHENS COUNTY, GEORGIA. A FULL AND COMPLETE DESCRIPTION OF SAID LOT AS SHOWN ON SAID RECORDED PLAT IS HEREBY MADE A PART OF THIS INSTRUMENT BY REFERENCE. UPON ACCEPTANCE OF THIS DEED, OWNER AND/OR ASSIGNS BECOME MEMBERS OF SHOREWOOD PROPERTY OWNERS ASSOCIATION, INC., AND THE PROPERTY AND PROPERTY OWNER SHALL BE SUBJECT TO THE RULES AND REGULATIONS OF THE ASSOCATION. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Patricia Harrington aka Patrica Ann Harrington. The property, being commonly known as 308 Beechwood Dr , Toccoa, GA, 30577 in Stephens County, will be sold as the property of Patricia Harrington aka Patrica Ann Harrington, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage LLC, 8950 Cypress Waters Blvd., Coppell, TX 75019, 888-850-9398. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for U.S. Bank National Association as Indenture Trustee for CIM Trust 2015-4AG Mortgage-Backed Notes, Series 2015-4AG as Attorney in Fact for Patricia Harrington aka Patrica Ann Harrington 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 18-016354 A-4676789
gpn11
TR474223

Legals

NOTICE OF SALE UNDER
POWER

GEORGIA, STEPHENS COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt with Power of Sale from Jeff Albert Dalton a/k/a Jeff A. Dalton (the "Grantor") to Northeast Georgia Bank ("Grantee"), March 5, 2010, filed and recorded August 4, 2010, in Deed Book 932, Page 477, Stephens County, Georgia Records, as modified by that certain Modification of Deed to Secure Debt dated July 30, 2012, filed and recorded August 13, 2012, in Deed Book 990, Page 59, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated January 3, 2013, filed and recorded January 10, 2013, in Deed Book 1003, Page 33, aforesaid records, as modified by that certain Modification of Deed to Secure Debt dated August 23, 2013, filed and recorded September 4, 2013, in Deed Book 1022, Page 368, aforesaid records, as modified by that certain Modification of Deed to Secure Debt with Power of Sale dated February 21, 2017, filed and recorded March 17, 2017, in Deed Book 1116, Page 237 (as modified, the "Security Deed"), conveying the after-described property to secure that certain Promissory Note dated February 21, 2017, from Grantor payable to Grantee in the original principal amount of One Hundred Seventy Thousand and No/100 Dollars ($170,000.00), (the "Note"), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, within the legal hours of sale on Wednesday, January 2, 2019, the following described property:
All that tract or parcel of land lying and being in the 1473rd G.M.D., Stephens County, Georgia, CONTAINING 44.58 ACRES, more or less, and being designated as TRACT 1 on a Plat of Survey for Charles Savage as prepared by Michael J. Smith, Georgia Registered Land Surveyor No. 2391, dated June 25, 1998, and recorded in Plat Book 16, Page 655, Stephens County Records, which Plat of Survey is incorporated herein by reference as part of this description.
Also conveyed herein is a 20 foot ingress-egress easement along an existing dirt road on the East side of Tract 2 leading from a 20 foot dirt road to and over Tract 2 as shown on the above-referenced Plat of Survey, along with a perpetual non-exclusive appurtenant easement over, through and across said existing 20 foot wide dirt road running in a Southeasterly direction from the terminus of Preacher Savage Road and connecting the above-described property with same.
This deed includes and is subject to all easements and restrictions of record affecting the above-described property, if any.
This is the same property as conveyed by Warranty Deed from Wade Rhodes to Jeff Albert Dalton dated January 28, 2005, and recorded in Deed Book 694, Page 177, Stephens County Records.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
The following information is being provided in accordance with O.C.G.A. 44-14-162.2. Northeast Georgia Bank is the secured creditor under the Security Deed and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Northeast Georgia Bank, Attn: Foreclosures, P.O. Box 765, Lavonia, Ga. 30553, (706) 356-4444. O.C.G.A. 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument."
To the best of the undersigned's knowledge and belief, the property is known as: Mountain View Road, Parcel 022D 034, Stephens County, GA, and the party in possession of the property is Jeff Albert Dalton a/k/a Jeff A. Dalton, or his tenant or tenants.
Northeast Georgia Bank, as Attorney-in-Fact for Jeff Albert Dalton a/k/a Jeff A. Dalton

Thompson, O'Brien, Kemp &
Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111

This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.
Gpn11
TR475732

Legals

NOTICE OF FORECLOSURE SALE UNDER POWER

STEPHENS COUNTY, GEORGIA

Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Owenby And Angela Owenby to Mortgage Electronic Registration Systems, Inc., as nominee for American Freedom Mortgage Inc., dated July 12, 2004, and recorded in Deed Book 16437, Page 771, Stephens County, Georgia Records, subsequently re-recorded August 14, 2007 in Book 822, Page 313 Stephens County, Georgia Records, subsequently re-recorded January 15, 2010 in Book 918, Page 107 Stephens County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded on June 14, 2017 in Book 1124 Page 235 in the Office of the Clerk of Superior Court of Stephens County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Fifty-Six Thousand Five Hundred and 0/100 dollars ($256,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, within the legal hours of sale on January 2, 2019, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 440TH DISTRICT, G.M., STEPHENS COUNTY, GEORGIA, AND MORE FULLY DESCRIBED AS FOLLOWS:
BEGINNING AT A CORNER COMMON TO LOT 1 AND 4 OF THE WALTER CHEEK PROPERTY AND LANDS OF TOCCOA FALLS SCHOOL, THENCE RUNNING ALONG THE LINE OF TOCCOA FALLS SCHOOL NORTH 31 DEGREES 08 MINUTES WEST 382.1 FEET TO A CONCRETE MONUMENT COMMON TO LOTS 1 AND 2 OF THE WALTER CHEEK PROPERTY, LANDS OF TOCCOA FALLS SCHOOL AND LANDS OF THE BOWERS; THENCE ALONG THE LINE OF LOT 2 OF THE WALTER CHEEK PROPERTY SOUTH 76 DEGREES 42 MINUTES EAST 264.5 FEET TO A CONCRETE MONUMENT COMMON TO LOTS 1, 2 AND 3 OF THE WALTER CHEEK PROPERTY; THENCE ALONG THE LINE OF LOT 3 SOUTH 04 DEGREES 05 MINUTES EAST 240.2 FEET TO A 40 INCH WHITE OAK NEXT TO LOT 4 OF THE WALTER CHEEK PROPERTY; THENCE ALONG THE LINE OF LOT 4 SOUTH 70 DEGREES 53 MINUTES WEST 81.5 FEET TO THE BEGINNING CORNER, CONTAINING 1.04 ACRE AND DESIGNATED AS LOT 1 OF THE WALTER CHEEK PROPERTY, ACCORDING TO PLAT AND SURVEY BY HUBERT LOVELL, REGISTERED LAND SURVEYOR, DATED SEPTEMBER 28, 1977, COPY OF SAID PLAT RECORDED IN PLAT BOOK 9, PAGE 126, STEPHENS COUNTY RECORDS.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Shellpoint Mortgage Servicing they can be contacted at 800-365-7107 for Loss Mitigation Dept, or by writing to 55 Beattie Place, Suite 110, Greenville, South Carolina 29601, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Owenby And Angela Owenby or tenant(s); and said property is more commonly known as 167 Sandy Road, Toccoa, GA 30577.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
Bank of America, N.A. as Attorney in Fact for Anthony Owenby And Angela Owenby.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 16-11039
gpn11
TR472598

Legals

IN THE PROBATE COURT
COUNTY OF STEPHENS
STATE OF GEORGIA

IN RE: JOE FRANK STEWART,
DECEASED
ESTATE NO. 12581

NOTICE OF PETITION TO FILE FOR YEAR'S SUPPORT

The Petition of SHARON M. STEWART, for a year's support from the estate of JOE FRANK STEWART, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before JANUARY 2ND, 2019, why said Petition should not be granted.
All objections to the Petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All objections should be sworn to before a notary public or before a Probate Court Clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact Probate Court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed the Petition may be granted without a hearing.

Glenda S. Ernest
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
gpn18
TR475683

Legals

IN THE PROBATE COURT OF STEPHENS COUNTY
STATE OF GEORGIA

IN RE: ESTATE OF
Jeffrey Keith Finley,
DECEASED

ESTATE NO. 12583

PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE

TO: whom it may concern:
RUTH FINLEY has petitioned to be appointed Administrator(s) of the estate of JEFFREY KEITH FINLEY deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261.) All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to the Petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before JANUARY 7, 2019.
BE NOTIFIED FURTHER: All objections to the Petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a Probate Court Clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact Probate Court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

GLENDA S. ERNEST
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
gpn18
TR477187

The Toccoa Record

Mailing Address:
P.O. Drawer 1069
Toccoa, GA 30577

Phone: 706-886-9476
Fax: 706-886-2161