NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF STEPHENS Under and by virtue of the power of sale contained with that certain Security Deed dated March 6, 2010, from Margaret Cooper Owens and Tom Owens to Mortgage Electronic Registration Systems, Inc., as nominee for Embrace Home Loans, Inc., recorded on March 29, 2010 in Deed Book 922 at Page 456 Stephens County, Georgia records, having been last sold, assigned, transferred and conveyed to Lakeview Loan Servicing, LLC by Assignment and said Security Deed having been given to secure a note dated March 6, 2010, in the amount of $97,680.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Stephens County, Georgia, on September 1, 2020 the following described real property (hereinafter referred to as the "Property"): LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROPERTY SITUATED IN STEPHENS IN THE COUNTY OF STEPHENS, AND STATE OF GEORGIA AND BEING DESCRIBED IN A DEED DATED 10/26/2006 AND RECORDED 11/06/2006 IN BOOK 784 PAGE 197 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, AND REFERENCED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN THE TOCCOA 440 G.M.D., CITY OF TOCCOA, STEPHENS COUNTY, GEORGIA, LOCATED ON THE EASTERLY SIDE OF THE RIGHT OF WAY OF JULIA LANE AND BEING MORE PARTICULARLY SHOWN AND DESIGNATED AS LOT 278, MEADOWBROOK SUBDIVISION ON A PLAT OF SURVEY FOR MARTIN LUMBER CO. BY PATTON-PLESS and ASSOCIATES DATED MARCH, 1972, RECORDED IN PLAT BOOK 6, PAGE 207, STEPHENS COUNTY RECORDS, WHICH PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE AS PART OF THIS DESCRIPTION. PARCEL NO. T38 132 The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property are Margaret Cooper Owens, The Estate of Tom Owens, The Unknown Heirs of Tom Owens. The property, being commonly known as 179 Julia Ln, Toccoa, GA, 30577 in Stephens County, will be sold as the property of Margaret Cooper Owens, The Estate of Tom Owens, The Unknown Heirs of Tom Owens, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: LoanCare LLC, 3637 Sentara Way, Virginia Beach, VA 23452, 800-274-6600. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Lakeview Loan Servicing, LLC as Attorney in Fact for Margaret Cooper Owens and Tom Owens 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 20-009754 A-4725226 08/06/2020, 08/13/2020, 08/20/2020, 08/27/2020
