STATE OF GEORGIA
COUNTY OF Stephens County

LOGIC AND ACCURACY
TESTING PUBLIC NOTICE

Notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the November 5, 2019 General Election will begin at 8:30 on October 11, 2019. Testing will continue until complete on October 11,2019 and members of the public are entitled to be present during testing. Said testing and preparation will be conducted at 12 West Tugalo Street, Toccoa, Ga.

Eureka Gober
Election Superintendent
Stephens County
gpn09
TR539040

NOTICE OF ELECTIONS
CANCELLATION
Pursuant to O.C.G.A. 21-2-291 and 21-2-325, notice is hereby given that City of Martin Municipal Election scheduled for November 5, 2019, is cancelled.
The following candidates have qualified for office and are unopposed:
Mayor: Donald Foster
Council: Harold Alexander
Council: Mark Gearhart
The above unopposed candidates shall be deemed to have voted for himself/herself.
This the October 3, 2019.
Eureka Gober
Election Superintendent
Stephens County
gpn09
TR538394

IN THE JUVENILE COURT OF STEPHENS COUNTY
STATE OF GEORGIA

IN THE INTEREST OF:
(A child under the age of 18 years)
J.M.C.
SEX: FEMALE
DOB 07/16/2015

CASE NO: 2019-JUJU-172

SUMMONS AND PROCESS BY
PUBLICATION

TO:Michael Justin Comeau,
Legal Father
Any other persons claiming to have a parental interest in the minor child named above born to Briana Fleming, formerly known as [Maiden Name], on the dates above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Stephens County Juvenile Court by the Georgia Department of Human Services by and through its' agent Stephens County Department of Family and Children Services (hereinafter referred to as the Department). You are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for a provisional hearing to be held on the 7th day of November, 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, then and there to answer the Department's Petition for Termination of Parental Rights. A final hearing on the 12th day of December 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, to answer why the Department's prayers for relief should not be granted.
The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 25th day of September 2019, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Stephens Department of Family and Children Services, whose address is P.O. Box 901, Cleveland, GA 30528, an answer to the Petition for Termination of Parental Rights within sixty (60) days of the date of the Order for Service by Publication. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours.
NOTICE OF EFFECT OF
TERMINATION JUDGMENT
Georgia law provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your child. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours. Court hearing(s) of your case has been scheduled to be heard at by this Court at the location, date and times as stated above. If you fail to appear, the court can terminate your parental rights in your absence.
If the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your child, the court can enter a judgment ending your rights to your child.
If the judgment terminates your parental rights, you will no longer have any rights to your child. This means that you will not have the right to visit, contact, or have custody of your child or make any decisions affecting your child or your child's earnings or property. Your child will be legally freed to be adopted by someone else.
Even if your parental rights are terminated:
(1)You will be responsible for providing financial support (child support payments) for your child's care unless and until your child is adopted; and
(2)Your child can still inherit from you unless and until your child is adopted.
This is a very serious matter. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses on brought against you.
If you of any questions concerning this notice, you may call the telephone number of the clerk's office which is: (706) 898-5746.

SO ORDERED, this 25TH day of September 2019.

/s/B. Nicole Carswell
Honorable B. Nicole Carswell
Judge, Juvenile Court
Mountain Judicial Circuit
gpn10
TR539088

IN THE JUVENILE COURT OF STEPHENS COUNTY
STATE OF GEORGIA

IN THE INTEREST OF:
(A child under the age of 18 years)
V.H.
SEX: FEMALE
DOB 01/15/2018
M.H.
SEX: MALE
DOB 06/19/2014

CASE NO: 2019-JUJU-163
CASE NO: 2019-JUJU-164

SUMMONS AND PROCESS BY
PUBLICATION

TO:Christi Holbrooks, a/k/a Christi
Augustus, Mother
Jonathan Augustus, Legal Father
Any other persons claiming to have a parental interest in the minor children named above born to Christi Holbrooks, on the dates above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Stephens County Juvenile Court by the Georgia Department of Human Services by and through its' agent Stephens County Department of Family and Children Services (hereinafter referred to as the Department). You are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for a provisional hearing to be held on the 7th day of November, 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, then and there to answer the Department's Petition for Termination of Parental Rights. A final hearing on the 12th day of December 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, to answer why the Department's prayers for relief should not be granted.
The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 24th day of September 2019, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Stephens Department of Family and Children Services, whose address is P.O. Box 901, Cleveland, GA 30528, an answer to the Petition for Termination of Parental Rights within sixty (60) days of the date of the Order for Service by Publication. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours.
NOTICE OF EFFECT OF
TERMINATION JUDGMENT
Georgia law provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your children. A copy of the Petition for Termination of Parental Rights in reference to the above-named children may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours. Court hearing(s) of your case has been scheduled to be heard at by this Court at the location, date and times as stated above. If you fail to appear, the court can terminate your parental rights in your absence.
If the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your children, the court can enter a judgment ending your rights to your children.
If the judgment terminates your parental rights, you will no longer have any rights to your children. This means that you will not have the right to visit, contact, or have custody of your children or make any decisions affecting your children or your children's earnings or property. Your children will be legally freed to be adopted by someone else.
Even if your parental rights are terminated:
(1)You will be responsible for providing financial support (child support payments) for your children's care unless and until your children are adopted; and
(2)Your children can still inherit from you unless and until your children are adopted.
This is a very serious matter. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses on brought against you.
If you of any questions concerning this notice, you may call the telephone number of the clerks office which is: (706) 898-5746.

SO ORDERED, this 24TH day of September 2019.

/s/B. Nicole Carswell
Honorable B. Nicole Carswell
Judge, Juvenile Court
Mountain Judicial Circuit
gpn10
TR539093

IN THE JUVENILE COURT OF STEPHENS COUNTY
STATE OF GEORGIA

IN THE INTEREST OF:
(A child under the age of 18 years)
C.P.
SEX: FEMALE
DOB 03/31/2015

CASE NO: 2019-JUJU-173

SUMMONS AND PROCESS BY
PUBLICATION

TO:Catherine Patterson, formerly
known as Catherine Blackwell,
Mother
Joseph McCleave, Putative Father
Any other persons claiming to have a parental interest in the minor child named above born to Catherine Patterson, formerly known as Catherine Blackwell, on the dates above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Stephens County Juvenile Court by the Georgia Department of Human Services by and through its' agent Stephens County Department of Family and Children Services (hereinafter referred to as the Department). You are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for a provisional hearing to be held on the 7th day of November, 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, then and there to answer the Department's Petition for Termination of Parental Rights. A final hearing on the 12th day of December 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, to answer why the Department's prayers for relief should not be granted.
The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 25th day of September 2019, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Stephens Department of Family and Children Services, whose address is P.O. Box 901, Cleveland, GA 30528, an answer to the Petition for Termination of Parental Rights within sixty (60) days of the date of the Order for Service by Publication. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours.
NOTICE OF EFFECT OF
TERMINATION JUDGMENT
Georgia law provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your child. A copy of the Petition for Termination of Parental Rights in reference to the above-named child/ren may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours. Court hearing(s) of your case has been scheduled to be heard at by this Court at the location, date and times as stated above. If you fail to appear, the court can terminate your parental rights in your absence.
If the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your child, the court can enter a judgment ending your rights to your child.
If the judgment terminates your parental rights, you will no longer have any rights to your child. This means that you will not have the right to visit, contact, or have custody of your child or make any decisions affecting your child or your child's earnings or property. Your child/ren will be legally freed to be adopted by someone else.
Even if your parental rights are terminated:
(1)You will be responsible for providing financial support (child support payments) for your child's care unless and until your child/ren is/are adopted; and
(2)Your child can still inherit from you unless and until your child is adopted.
This is a very serious matter. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses on brought against you.
If you of any questions concerning this notice, you may call the telephone number of the clerk's office which is: (706) 898-5746.

SO ORDERED, this 12TH day of September 2019.

/s/B. Nicole Carswell
Honorable B. Nicole Carswell
Judge, Juvenile Court
Mountain Judicial Circuit
gpn10
TR539081

IN THE JUVENILE COURT OF STEPHENS COUNTY
STATE OF GEORGIA

IN THE INTEREST OF:
(A child under the age of 18 years)
L.S.
SEX: MALE
DOB 09/28/2018

CASE NO: 2019-JUJU-162

SUMMONS AND PROCESS BY
PUBLICATION

TO:Jessica Smith, Mother
Shane Rogers, Putative Father
Any other persons claiming to have a parental interest in the minor children named above born to Jessica Worley, formerly known as Jessica Stewart, on the dates above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Stephens County Juvenile Court by the Georgia Department of Human Services by and through its' agent Stephens County Department of Family and Children Services (hereinafter referred to as the Department). You are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for a provisional hearing to be held on the 7th day of November, 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, then and there to answer the Department's Petition for Termination of Parental Rights. A final hearing on the 12th day of December 2019, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, to answer why the Department's prayers for relief should not be granted.
The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 12th day of September 2019, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Stephens Department of Family and Children Services, whose address is P.O. Box 901, Cleveland, GA 30528, an answer to the Petition for Termination of Parental Rights within sixty (60) days of the date of the Order for Service by Publication. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Stephens County, during business hours.

NOTICE OF EFFECT OF
TERMINATION JUDGMENT
Georgia law provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your child/ren. A copy of the Petition for Termination of Parental Rights in reference to the above-named child/ren may be obtained from the Clerks office located at the courthouse in xx County, during business hours. Court hearing(s) of your case has been scheduled to be heard at by this Court at the location, date and times as stated above. If you fail to appear, the court can terminate your parental rights in your absence.
If the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your child/ren, the court can enter a judgment ending your rights to your child/ren.
If the judgment terminates your parental rights, you will no longer have any rights to your child/ren. This means that you will not have the right to visit, contact, or have custody of your child/ren or make any decisions affecting your child/ren or your child/rens earnings or property. Your child/ren will be legally freed to be adopted by someone else.
Even if your parental rights are terminated:
(1)You will be responsible for providing financial support (child support payments) for your child/rens care unless and until your child/ren is/are adopted; and
(2)Your child/ren can still inherit from you unless and until your child/ren is/are adopted.
This is a very serious matter. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses on brought against you.
If you of any questions concerning this notice, you may call the telephone number of the clerks office which is: (706) 898-5746.

SO ORDERED, this 12TH day of September 2019.

/s/B. Nicole Carswell
Honorable B. Nicole Carswell
Judge, Juvenile Court
Mountain Judicial Circuit
gpn10
TR539104

NOTICE OF SALE UNDER
POWER, STEPHENS COUNTY
Pursuant to the Power of Sale contained in a Security Deed given by Amber Cheek to Wells Fargo Bank, NA dated 8/14/2009 and recorded in Deed Book 905 Page 188 and modified at Deed Book 1129 Page 430 STEPHENS County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $39,168.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of STEPHENS County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 5, 2019 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:
ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 215 G.M.D., STEPHENS COUNTY, GEORGIA, BEING KNOWN AS DESIGNATED AS LOT 1 CONTAINING 3.576 ACRES ON A PLAT OF SURVEY FOR JAMES E. RAY PREPARED BY RANDALL G. MILL, R.S. DATED JANUARY 20, 2003, RECORDED IN PLAT BOOK 17, PAGE 193B, STEPHENS COUNTY RECORDS, WHICH PLAT AND THE RECORDATION THEREOF ARE INCORPORATED HEREIN BY REFERENCE THERETO.
THERE IS ALSO CONVEYED THE RIGHT OF INGRESS AND EGRESS TO THE ABOVE DESCRIBED PROPERTY ALONG THE 30-FOOT WIDE EASEMENT ALONG DEFOOR ROAD AS SHOWN ON THE ABOVE DESCRIBED PLAT.
THE ABOVE DESCRIBED PROPERTY BEING THE SAME AS THE CONVEYED BY WARRANTY DEED WITH SURVIVORSHIP FROM JAMES E. RAY AND PEGGY J. RAY TO JAMIE ROBERTS AND APRIL ROBERTS DATED MAY 3, 2004 RECORDED IN DEED BOOK 657 PAGES 267-268 STEPHENS COUNTY RECORDS.
MOBILE HOME VIN: H85987GLR
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said property is commonly known as 84 Chantileer Road, Toccoa, GA 30577 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Amber Cheek or tenant or tenants.
Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.
Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview Boulevard
Fort Mill, SC 29715
1-800-678-7986
Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA
as agent and Attorney in Fact for Amber Cheek
Aldridge Pite, LLP,
15 Piedmont Center,
3575 Piedmont Road, N.E.,
Suite 500,
Atlanta, Georgia 30305,
(404) 994-7637.
1000-14694A
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-14694A
gpn11
TR535984

NOTICE OF SALE UNDER POWER GEORGIA, STEPHENS COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Marguerite O Cothran and Ronnie D Cothran to Stephens Federal Bank, dated October 24, 2005, recorded in Deed Book 732, Page 293, Stephens County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($36,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2019, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Oconee Federal Savings and Loan Association f/k/a Stephens Federal Bank is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Oconee Federal Savings and Loan Association, PO Drawer 40, Toccoa, GA 30577, 706-886-2111. To the best knowledge and belief of the undersigned, the party in possession of the property is Marguerite O Cothran, Estate of Marguerite O Cothran, Ronnie D Cothran and Estate of Ronnie D Cothran or a tenant or tenants and said property is more commonly known as 814 Skyline Dr, Toccoa, Georgia 30577. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Oconee Federal Savings and Loan Association f/k/a Stephens Federal Bank as Attorney in Fact for Marguerite O Cothran and Ronnie D Cothran McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT "A" All that tract or parcel of land together with improvements thereon lying and being in the City of Toccoa, Stephens County, Georgia, located on the westerly side of the right of way of Currahee Heights Road, being known and designated as Lot 14, of the Meadowbrook Subdivision, according to Plat of Survey by James H. Garrett, Jr, R.S. dated June 25, 1960, recorded in Plat Book 3, Page 317, Stephens County Records, the description contained therein being incorporated herein by reference as part of this description. MR/mtj 11/5/19 Our file no. 5187818 - FT17 #17
gpn11
TR533081

NOTICE OF SALE UNDER
POWER
GEORGIA, STEPHENS COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from BEVERLY NOEL, STEPHEN NOEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR FIRST-CITIZENS BANK & TRUST COMPANY, dated July 5, 2016, recorded July 7, 2016, in Deed Book 1094, Page 223 , Stephens County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Two Thousand Two Hundred Ninety-Seven and 00/100 dollars ($92,297.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to FREEDOM MORTGAGE CORPORATION, there will be sold at public outcry to the highest bidder for cash at the Stephens County Courthouse, within the legal hours of sale on the first Tuesday in November, 2019, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 440TH LAND DISTRICT OF STEPHENS COUNTY, GEORGIA, DESIGNATED AS LOT 241 OF THE MEADOWBROOK SUBDIVISION, CONTAINING 0.35 ACRE, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY PREPARED FOR APRIL COMBS BY MICHAEL J. SMITH, R.S., UNDER DATE OF AUGUST 6, 1996, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF STEPHENS COUNTY, GEORGIA, IN PLAT BOOK 16, PAGE 53, TO WHICH SAID PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION.
NOTE: THE ABOVE DESCRIBED PROPERTY IS SUBJECT TO PROTECTIVE COVENANTS IMPOSED BY AN INSTRUMENT DATED AUGUST 28, 1965, RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF STEPHENS COUNTY, GEORGIA, IN DEED BOOK 110, PAGE 64.
Said legal description being controlling, however the property is more commonly known as 689 HILLTOP WAY, TOCCOA, GA 30577.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is BEVERLY NOEL, STEPHEN NOEL, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Please note that, pursuant to O.C.G.A. 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Loss Mitigation Dept., 10500 Kincaid Dr., Suite 300, Fishers, IN 46037, Telephone Number: 1-855-690-5900.
FREEDOM MORTGAGE
CORPORATION
as Attorney in Fact for
BEVERLY NOEL, STEPHEN NOEL
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact:
Rubin Lublin, LLC,
3145 Avalon Ridge Place,
Suite 100
Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992
Case No. FREM-19-05538-1
Ad Run Dates: 10/10/2019, 10/17/2019,10/24/2019, 10/31/2019
rlselaw.com/property-listing
gpn11
TR538479

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF STEPHENS Under and by virtue of the power of sale contained with that certain Security Deed dated March 6, 2010, from Margaret Cooper Owens and Tom Owens to Mortgage Electronic Registration Systems, Inc., as nominee for Embrace Home Loans, Inc., recorded on March 29, 2010 in Deed Book 922 at Page 456 Stephens County, Georgia records, having been last sold, assigned, transferred and conveyed to Lakeview Loan Servicing, LLC. by Assignment and said Security Deed having been given to secure a note dated March 6, 2010, in the amount of $97,680.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Stephens County, Georgia, on November 5, 2019 the following described real property (hereinafter referred to as the "Property"): LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROPERTY SITUATED IN STEPHENS IN THE COUNTY OF STEPHENS, AND STATE OF GEORGIA AND BEING DESCRIBED IN A DEED DATED 10/26/2006 AND RECORDED 11/06/2006 IN BOOK 784 PAGE 197 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, AND REFERENCED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN THE TOCCOA 440 G.M.D., CITY OF TOCCOA, STEPHENS COUNTY, GEORGIA, LOCATED ON THE EASTERLY SIDE OF THE RIGHT OF WAY OF JULIA LAND AND BEING MORE PARTICULARLY SHOWN AND DESIGNATED AS LOT 278, MEADOWBROOK SUBDIVISION ON A PLAT OF SURVEY FOR MARTIN LUMBER CO. BY PATTON-PLESS and ASSOCIATES DATED MARCH, 1972, RECORDED IN PLAT BOOK 6, PAGE 207, STEPHENS COUNTY RECORDS, WHICH PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE AS PART OF THIS DESCRIPTION. PARCEL NO. T38 132 The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Margaret Cooper Owens, Tom Owens, deceased, The Unknown Heirs of Tom Owens, deceased. The property, being commonly known as 179 Julia Ln, Toccoa, GA, 30577 in Stephens County, will be sold as the property of Margaret Cooper Owens, Tom Owens, deceased, The Unknown Heirs of Tom Owens, deceased., subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: LoanCare LLC, 3637 Sentara Way, Virginia Beach, VA 23452, 800-274-6600 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Lakeview Loan Servicing, LLC. as Attorney in Fact for Margaret Cooper Owens and Tom Owens 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. wc - 19-018817 A-4702863 10/10/2019, 10/17/2019, 10/24/2019, 10/31/2019
gpn11
535988