NOTICE OF SALE UNDER POWER, STEPHENS COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Dale C. Robinson and Arvie Clark to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Alacrity Lending Company, its successors and assigns dated 9/10/2008 and recorded in Deed Book 872 Page 206 and modified at Deed Book 1058 Page 366 Stephens County, Georgia records; as last transferred to or acquired by Onity Mortgage Corporation f/k/a PHH Mortgage Corporation sbm Ocwen Loan Servicing, LLC, conveying the after-described property to secure a Note in the original principal amount of $88,736.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Stephens County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 3, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land together with improvements thereon, lying and being in the (440) GMD, City of Toccoa, Stephens County, Georgia, CONTAINING 1.75 ACRES, more or less, located at the northerly terminus of the right of way of Hilltop Way and being more particularly shown and described according to plat of survey for Gail M. Dodd by Russell L. Cheek, Registered Land Surveyor, dated August 21, 2008, recorded in Plat Book 17, Page 739A of the Stephens County records, which plat of survey is incorporated herein by reference as part of this description. Grantor herein does hereby remise, convey and forever quitclaim, without warranty, and all interest held in that portion of the above-described property that is not included in original subdivision lots know and designated as Lot No. 43 of the B.F. Bruce Subdivision (Plat Book 3, Page 94), Lot 37 of Dogwood Hills Subdivision (Plat Book 3, Page 221), and Lot 36 of Dogwood Hills Subdivision (Plat Book 3, Page 221). The original boundary lines of said Lot 36 and Lot 37 are shown and designated on Cheek survey plat referenced hereinabove. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3 Hilltop Way, Toccoa, GA 30577 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Dale C. Robinson or tenant or tenants. Onity Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Onity Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Onity Mortgage Corporation f/k/a PHH Mortgage Corporation sbm Ocwen Loan Servicing, LLC as agent and Attorney in Fact for Dale C. Robinson and Arvie Clark Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-8251A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-8251A
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tr920762

STATE OF GEORGIA
COUNTY OF STEPHENS
NOTICE TO CREDITORS AND DEBTORS
ALL PERSONS INDEBTED TO PATRICIA ANN GREGORY, DECEASED, ARE HEREBY NOTIFIED TO MAKE IMMEDIATE PAYMENT TO THE UNDERSIGNED AND ALL CREDITORS OF SAID DECEDENT ARE HEREBY NOTIFIED TO RENDER THEIR CLAIMS TO THE UNDERSIGNED.
THIS 9TH DAY OF OCTOBER, 2026.
WITNESSED MY HAND AND SEAL, ON THE DAY ABOVE WRITTEN.

LYDIA GREGORGY &
GABRIEL GREGORY ACTING AS
CO-ADMINISTRATORS OF THE
PARTICIA ANN GREGORY
ESTATE.
ADDRESS:
90 LAKE SHORE CIRCLE
MARTIN, GA 30557
gpn18
tr921059

NOTICE TO DEBTORS AND CREDITORS
GEORGIA, STEPHENS COUNTY
All creditors of the estate of Francine Purcell Lee a/k/a Francine P. Lee, deceased, late of Stephens County, Georgia, are hereby notified to render in their demands to the undersigned, according to law, and all persons indebted to said estate are required to make immediate payment.
This 3rd day of September, 2026.

Jeff Lee, Executor of the Estate of
Francine Purcell Lee a/k/a
Francine P. Lee, deceased
c/o Janney E. Sanders
Sanders, Ranck & Skilling, P.C.
P.O. Box 1005
Toccoa, GA 30577
(706) 886-7533
gpn07
tr920507

IN THE JUVENILE COURT OF STEPHENS COUNTY
STATE OF GEORGIA
IN THE INTEREST OF:(A child under the age of 18 years)
E. S.SEX: FemaleDOB: 12/12/2025CASE NO: 2026-JUJU-111
SUMMONS AND PROCESS BY PUBLICATION
TO: Jeremy Overstreet,
Putative Father
Any other persons claiming to have a parental interest in the minor child named above born to Ellen Smith, on the date above-listed.
You are hereby notified that a Petition (Dependency) was filed before the Stephens County Juvenile Court by the Georgia Department of Human Services by and through its' agent Stephens Division of Family and Children Services (hereinafter referred to as "the Division"). You are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for an adjudicatory hearing to be held on the 22nd day of October, 2026, at 9:00 a.m. at the Stephens County Courthouse, 70 N. Alexander Street, Toccoa, GA 30577, then and there to answer the Division's Petition (Dependency).
The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 3rd day of September, 2026, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Stephens Division of Family and Children Services, whose address is P.O. Box 2989, Cleveland, GA 30528, an answer to the Petition (Dependency) within sixty (60) days of the date of the Order for Service by Publication. A copy of the Petition (Dependency) in reference to the above-named child may be obtained from the Clerks office located at the courthouse in Stephens County, during business hours.
SO ORDERED, this 3rd day of September 2026.

//s// Lori K. PearsonHonorable Lori K. Pearson,
Chief Judge
Juvenile Court,
Mountain Judicial Circuit
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tr920550

NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA
COUNTY OF STEPHENS
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt with Power of Sale dated November 11, 2022 from Janam Taccoa Lodging, LLC to Bhakta Hospitality, LLC, filed for record November 11, 2022 and recorded in Deed Book 1315, Pages 60-69, Stephens County, Georgia records, as transferred to Kishivam, LLC by Assignment dated August 11, 2025 (the “Security Deed”), conveying the after-described property to secure indebtedness evidenced by a promissory note in the original principal amount of $700,000.00 (the “Note”), there will be sold by Kishivam, LLC at public outcry to the highest bidder for cash before the courthouse door in Stephens County, Georgia, within the legal hours of sale on the first Tuesday in October 2026, being Tuesday, October 6, 2026, the following described property:
All that tract or parcel of land lying and being in GMD 440, City of Toccoa, Stephens County, Georgia, consisting of 3.048 acres, more or less, and being more particularly described on that ALTA/ACSM Land Title Survey for Michont, Inc.et al., dated August 19, 2005. prepared by Michael J. Smith, RLS No. 2391, and being more particularly described according to said survey as follows: To find THE T'RUE POINT OF BEGINNING, locate the intersection of the northwestern right of way of Stephen Circle (50 foot right of way) and the southwestern right of way of Big A Road, and proceed along the northwestern right of way of Stephen Circle South 45 degrees 29 minutes 40 seconds West 260.0 feet to a ¾ inch crimped top iron pin found along said right of way, the same being THE TRUE POINT OF BEGINNING. From THE TRUE POINT OF BEGINNING, proceed along the right of way of Stephen Circle South 45 degrees 29 minutes 40 seconds West 495.35 feet to a 3/4 inch crimped top iron pin found; thence leave said right of way and proceed North 59 degrees 27 minutes 15 seconds West 108.09 feet to a ¾ crimped top iron pin found; thence proceed South 45 degrees 26 minutes 30 seconds West 127.97 feet to a 1 inch flat iron pin found; thence proceed South 45 degrees 41 minutes 40 seconds West 159.51 feet to a ¾ inch crimped top iron pin found; thence proceed North 44 degrees 04 minutes 35 seconds West 97.87 feet to a ½ inch open top iron pin found; thence proceed North 46 degrees 54 minutes 55 seconds East 4.26 feet to an iron pin found-axle; thence proceed North 45 degrees 22 minutes 05 seconds East 197.57 feel to a 1 inch rod iron pin found; thence proceed North 45 degrees 48 minutes 10 seconds East 181.67 feet to an iron pin found-axle; thence proceed North 45 degrees 21 minutes 05 seconds East 270.61 feet to a ½ inch rebar iron pin found; thence proceed North 45 degrees 22 minutes 15 seconds East 82.08 feet to a ½ inch rebar iron pin found; thence proceed North 45 degrees 30 minutes 40 seconds East 73.81 feet to a ½ inch open top iron pin found; thence proceed South 44 degrees 30 minutes 25 seconds East 202.91 feet to a ¾ inch crimped lop iron pin found along the northwestern right of way of Stephen Circle, the same being THE TRUE POINT OF BEGINNING.
TOGETHER WITH THE FOLLOWING:
All easement rights declared by that Court Order dated June 15. 1999 in Toccoa Inn, Inc. vs. Roger Caudell and Northeast Georgia Bank, Civil Action File No. 98-CV-705-W (Stephens County Superior Court).
LESS AND EXCEPT:
All that tract or parcel of land situate, lying and being in the 440th GMD, City of Toccoa, Stephens County, Georgia, containing approximately 0.87 acre, shown as Tract 2 on a plat of survey prepared by Kenneth V. Cash, Registered Surveyor, dated February 17, 2022, recorded in Plat Book 20, Page 402, and conveyed by Limited Warranty Deed from Janam Taccoa Lodging, LLC to Sunita Patel, dated March 17, 2022, and recorded March 18, 2022, in Deed Book 1290, Page 85, aforesaid records.
Tax Parcel ID No.: T36107
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys' fees having been given). Kishivam, LLC is the present holder of the Note and Security Deed and is the entity with full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, Kishivam, LLC may be contacted at: Shivam Bhakta, 375 Ralph McGill Blvd NE, Atlanta, Georgia 30312, Telephone: (770) 712-7822. A secured creditor is not required to negotiate, amend, or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property known as 106 Stevens Circle, Toccoa, Georgia 30577 is Janam Taccoa Lodging, LLC or its tenant or tenants. The property will be sold subject to (a) outstanding ad valorem taxes, including taxes that are a lien but not yet due and payable; (b) matters that might be disclosed by an accurate survey and inspection of the property; and (c) matters of record superior to the Security Deed, including assessments, liens, encumbrances, zoning ordinances, easements, restrictions, and covenants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. § 9-13-172.1, the deed under power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan. Kishivam, LLC, as Attorney-in-Fact for Janam Taccoa Lodging, LLC. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ROBINSON FRANZMAN LLP, 191 Peachtree Street, N.E., Suite 2600, Atlanta, Georgia 30303. Telephone: (404) 255-2503
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tr920083

Notice of Sale Under Power
State of Georgia
County of STEPHENS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by AMARJOT SINGH to TREE WEST CAPITAL LLC, dated 09/19/2022, and recorded on 09/19/2022 at Book No. 1309, Page No. 455, Stephens County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash in Stephens County, before the Courthouse door, and within the legal hours of sale on the first Tuesday in OCTOBER, 2026, the following described property:
All that tract or parcel of land situate, lying and being in the City of Toccoa (440th G.M.D.), Stephens County, Georgia, CONTAINING 0.35 OF AN ACRE, more or less, located on the South right-of-way of East Franklin Street, and being more particularly described on a plat of survey for Mark Marsteller prepared by G. Brian Slate, R.S., dated May 10, 1999, said plat being recorded in Plat Book 16, Page 511, Stephens County Records, the description as contained therein being incorporated herein by reference, and being more particularly described as follows: BEGINNING at an iron pin set on the South right-of-way of East Franklin Street adjacent to Foster property, said iron pin being located North 87 degrees 56 minutes 55 seconds East 198.23 feet from the intersection of the right-of-way of South Hill Street with the South right- of-way of East Franklin Street; thence running along the South right-of-way of East Franklin Street North 87 degrees 48 minutes 04 seconds East 104.86 feet to an iron pin set adjacent to Scarborough property; thence running along Scarborough property South 03 degrees 23 minutes 35 seconds East 128.54 feet to an iron pin found and South 00 degrees 53 minutes 04 seconds West 20.34 feet to an iron pin set; thence continuing along Scarborough property South 89 degrees 59 minutes 39 seconds West 103.51 feet to an iron pin found adjacent to now or formerly Foster property; thence running along now or formerly Foster property North 03 degrees 23 minutes 13 seconds West 144.89 feet to the beginning iron pin corner.
This is the same property as conveyed by Deed Under Power of Sale from Bryan A. Broska, acting by and through his duly appointed agent and attorney-in-fact, The Bank of Toccoa nka First-Citizens Bank & Trust Company, Successor by Merger, to First­Citizens Bank & Trust Company, dated May 5, 2015, and recorded in Deed Book 1060, Pages 147-149, Stephens County Records.
Subject to any and all easements and restrictions of record if any.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of among other possible events of default, failure to pay the indebtedness as and when due in the manner prescribed in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having or will be given).
TREE WEST CAPITAL LLC holds the Note and is the current holder of the Security Deed to the property pursuant to that Security Deed recorded at deed book 1309, page 455, Stephens County, Georgia records. TREE WEST CAPITAL LLC is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, TREE WEST CAPITAL LLC may be contacted at 12 Pendleton Place, Edison, New Jersey 08820. Please note that pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 218 E. FRANKLIN STREET, TOCCOA, GEORGIA 30577 is AMARJOT SINGH or tenant/tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power, and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan provided in the preceding paragraph.
TREE WEST CAPITAL LLC as attorney in fact for AMARJOT SINGH

The Weitz Firm, LLC
675 Ponce de Leon Ave., NE,
Suite 8500
Atlanta, Georgia 30308
404-897-0019
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tr920045

NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA,
COUNTY OF STEPHENS
By virtue of a Power of Sale contained in that certain Security Deed from Starr Cannon to Mortgage Electronic Registration Systems, Inc., as nominee for Homestar Financial Corp, dated May 12, 2020 and recorded on May 15, 2020 in Deed Book 1209, Page 303, in the Office of the Clerk of Superior Court of Stephens County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Three Thousand Thirty and 00/100 dollars ($103,030.00) with interest thereon as provided therein, as last transferred to Planet Home Lending, LLC, recorded in Deed Book 1395, Page 463, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with improvements thereon, situate, lying and being in the Toccoa (440th) G.M.D., Stephens County, Georgia, and within the corporate limits of the City of Toccoa, lying on the East side of the right-of-way of Forest Avenue and on the West side of Andrews Street, and being designated as TRACT 1 CONTAINING 0.20 OF AN ACRE, more or less, and being more particularly described on a plat of survey for Rolando Almazan by Kenneth V. Cash, Georgia Registered Land Surveyor No. 2539, dated April 14, 2020, recorded in Plat Book 20, Page 95, Stephens County Plat Records, the description as contained therein being incorporated herein by reference.
The above described property being A PORTION OF LOTS 6 AND 7, BLOCK H OF THE MCAVOY SUBDIVISION.
The above described property being the same as conveyed by Warranty Deed from D Squared Holdings, LLC to Todos Mis Nietos, LLC dated September 5, 2019, recorded in Deed Book 1188, Pages 220-221, Stephens County Deed Records.
Said property may more commonly be known as 71 Forest Ave, Toccoa, GA 30577.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Planet Home Lending, LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450, (203) 303-5283.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Starr Cannon and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Planet Home Lending, LLC as Attorney-in-Fact for Starr Cannon. Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520
Ad Run Dates: 09/10/2026 ,09/17/2026 ,09/24/2026 ,10/01/2026 ;
Case #: 26-013047-1
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tr920558

G E O R G I A
STEPHENS COUNTY
NOTICE OF SALE UNDER
POWER
Because of defaults under the terms of that certain Promissory Note in the original amount of $300,000.00, Business Loan Agreement, and Commercial Security Agreement each dated November 29, 2016 as modified by a Change in Terms Agreement dated April 27, 2017 (hereinafter collectively the “Note”), said Note being secured in part by the real and personal property described in (1) that certain Security Deed executed by JANAM TACCOA LODGING, LLC to NOA BANK n/k/a PROMISEONE BANK, dated November 29, 2016, recorded in Deed Book 1108, Pages 412-422, in the Office of the Clerk of Superior Court of Stephens County, Georgia, as modified by a Modification of Security Deed dated April 27, 2017, recorded in Deed Book 1129, Pages 273-275, aforesaid Clerk's Office; and (2) UCC Financing Statement recorded December 5, 2016, File Number 007-2016-044982 as continued by UCC Financing Statement Amendment recorded September 15, 2021, File Number 007-2021-054928 recorded in the Central Filing System; the Security Deed being foreclosed upon being subject and inferior to an outstanding Security Deed from Janam Taccoa Lodging, LLC to NOA Bank n/k/a PromiseOne Bank dated August 15, 2016, recorded in Deed Book 1100, Pages 132-142 in the Office of the Clerk of Superior Court of Stephens County, Georgia, hereinafter referred to as the “First Lien Indebtedness”; said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Security Deed, PROMISEONE BANK f/k/a NOA BANK, pursuant to said Security Deed, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Security Deed, due, payable, and collectible; and, pursuant to the power of sale contained in said Security Deed and Commercial Security Agreement and pursuant to O.C.G.A. §44-14-162 and O.C.G.A. §11-9-604(A)(2), will on the first Tuesday in October, 2026, within the legal hours of sale before the Courthouse door in Stephens County, Georgia, sell at public outcry to the highest bidder for cash, the real and personal property described in said Security Deed, Commercial Security Agreement and UCC Financing Statement, to wit:
All that tract or parcel of land lying and being in GMD 440, City of Toccoa, Stephens County, Georgia consisting of 3.048 acres, more or less, and being more particularly described on that ALTA/ACSM Land Title Survey for Michont, Inc., et al., dated August 19, 2005, prepared by Michael J. Smith, RLS No. 2391, and being more particularly described according to said survey as follows:
To find THE TRUE POINT OF BEGINNING, locate the intersection of the northwestern right of way of Stephen Circle (50 foot right of way) and the southwestern right of way of Big A Road, and proceed along the northwestern right of way of Stephen Circle South 45 degrees 29 minutes, 40 seconds West 260.0 feet to a ¾ inch crimped top iron pin found along said right of way, the same being THE TRUE POINT OF BEGINNING. From THE TRUE POINT OF BEGINNING, proceed along the right of way of Stephen Circle South 45 degrees 29 minutes 40 seconds West 495.35 feet to a ¼ inch crimped top iron pin found; thence leave said right of way and proceed North 59 degrees 27 minutes 15 seconds West 108.09 feet to a ¼ crimped top iron pin found; thence proceed South 45 degrees 26 minutes 30 seconds West 127.97 feet to a 1 inch flat iron pin found; thence proceed South 45 degrees 41 minutes 40 seconds West 159.51 feet to a ¾ inch crimped top iron pin found; thence proceed North 44 degrees 04 minutes 35 seconds West 97.87 feet to a ½ inch open top iron pin found; thence proceed North 46 degrees 54 minutes 55 second East 4.26 feet to an iron pin found-axle; thence proceed North 45 degrees 22 minutes 05 seconds East 197.57 feet to a 1 inch rod iron pin found; thence proceed North 45 degrees 48 minutes 10 seconds East 181.67 feet to an iron pin found-axle; thence proceed North 45 degrees 21 minutes 05 seconds East 270.61 feet to a ½ inch rebar iron pin found; thence proceed North 45 degrees 22 minutes 15 seconds East 82.08 feet to a ½ inch rebar iron pin found; thence proceed North 45 degrees 30 minutes 40 seconds East 73.81 feet to a ½ inch open top iron pin found; thence proceed South 44 degrees 30 minutes 25 seconds East 202.91 feet to a ¾ inch crimped top iron pin found along the northwestern right of way of Stephen Circle, the same being THE TRUE POINT OF BEGNNING.
TOGETHER WITH THE FOLLOWING:
All easement rights declared by that Court Order dated June 15, 1999, in Toccoa Inn, Inc. v. Roger Caudell and Northeast Georgia Bank, Civil Action File No. 98-CV-705-W (Stephens County Superior Court).
PARCEL ID NO: T36 107
TOGETHER with all inventory, equipment, accounts (including but not limited to all health-care-insurance receivables), chattel paper, instruments (including but not limited to all promissory notes), letter-of-credit rights, letters of credit, documents, deposit accounts, investment property, money, other rights to payment and performance, and general intangibles (including but not limited to all software and all payment intangibles); all oil, gas and other minerals before extraction; all oil, gas, other minerals and accounts constituting as-extracted collateral; all timber to be cut; all attachments, accessions, accessories, fittings, increases, tools, parts, repairs, supplies, and commingled goods relating to the foregoing property, and all additions, replacements of and substitutions for all or any part of the foregoing property; all insurance refunds relating to the foregoing property; all good will relating to the foregoing property; all records and data and embedded software relating to the foregoing property, and all equipment, inventory and software to utilize, create, maintain and process any such records and data on electronic media; and all supporting obligations relating to the foregoing property, all whether not existing or hereafter arising, whether now owned or hereafter acquired or whether now or hereafter subject to any rights in the foregoing property; and all products and proceeds (including but not limited to all insurance payments) of or relating to the foregoing property, AND INCLUDING, BUT NOT LIMITED TO, ADDITIONAL UCC-1 SPECIFIC FILING ON EQUIPMENT
To the best of the undersigned's information and belief, the address of the property is:
106 Stephen Circle, Toccoa, Stephens County, Georgia 30577
The above described property is also subject to the following Federal Tax Lien dated June 23, 2026, recorded in Book 302, Page 483 aforesaid Clerk's Office, notice to the Internal Revenue Service being provided more than 25 days in advance of said sale by the undersigned in accordance with IRC §7425(c).
Said real and personal property will be sold, a deed and bill of sale executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed and Commercial Security Agreement containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power, Bill of Sale, and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NOA Bank n/k/a PromiseOne Bank, c/o Fortson, Bentley and Griffin, P.A., 2500 Daniell's Bridge Road, Building 200, Suite 3A, Athens, Georgia, 706-548-1151. However, the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property is being sold as the property of JANAM TACCOA LODGING, LLC, and will be sold on an "as is" basis without any representation, warranty or recourse against the above named or the undersigned. The sale will also be subject to the following items which may affect the title: the First Lien Indebtedness; right of redemption of the Internal Revenue Service; any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
This 4th day of September, 2026.
PROMISEONE BANK f/k/a NOA BANK as Attorney-in-fact for JANAM TACCOA LODGING, LLC
FORTSON, BENTLEY AND
GRIFFIN, P.A.
2500 DANIELL'S BRIDGE ROAD
BUILDING 200, SUITE 3A
ATHENS, GEORGIA 30606
(706) 548-1151
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tr920525

NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA
COUNTY OF STEPHENS
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by Clarence C. Wells, Jr. in favor of CBT, a Division of SCBT, N.A., dated April 21, 2011, recorded at Deed Book 954, Pages 11-21 of the Stephens County Deed Records, as modified by Modification of Deed to Secure Debt dated April 22, 2016, recorded at Deed Book 1091, Pages 267-271, as modified by Modification of Security Deed dated March 19, 2020, recorded in Deed Book 1211, Pages 737-738, aforesaid records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Stephens County, Georgia, during the legal hours of sale, on the first Tuesday in October, that being October 6, 2026, the following described property:
ALL THAT TRACT OR PARCEL of land lying and being in 1647th G.M. District of Stephens County, Georgia, designated as Tract 21, Phase 2 of Seven Forks Crossing Subdivision, containing 3.44 acres, more or less, as shown on plat of survey prepared by Russell N. Bartlett, R.L.S., dated March 5, 1986 and recorded among Stephens County, Georgia Records in Plat Book 13, Page 64, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed is a 1994 Westfield mobile home located on the above-described property, bearing VIN#GAFLP07A29411W2.
The debt secured by said Security Deed is evidenced by a Note (the “Note”) from Clarence C. Wells, Jr. and Cynthia L. Crisp Wells, executed on April 21, 2011, in the original principal amount of $42,254.73, as modified by Loan Modification Agreement dated April 22, 2016, as modified by Addendum for Modification, Correction & Amendment to Promissory Note dated April 22, 2016, as modified by Loan Modification Agreement dated August 22, 2018, as modified by Loan Modification Agreement dated March 19, 2020, as modified by Emergency Deferral Agreement Mortgage Loans dated December 1, 2020, as modified by Emergency Deferral Agreement Mortgage Loans dated March 4, 2021, as modified by Emergency Deferral Agreement Mortgage Loans dated September 3, 2021, as modified by Deferment Agreement dated September 27, 2022, as modified by Loan Modification Agreement dated December 19, 2023, as modified by Deferment Agreement dated April 14, 2025, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.
Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Clarence C. Wells, Jr., the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
To the best of the undersigned's knowledge and belief, the property is in the possession of Clarence C. Wells, Jr. and will be sold as the property of Clarence C. Wells, Jr.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
Clarence C. Wells, Jr.
By: SouthState Bank, N.A. f/k/a South State Bank, N.A. f/k/a CenterState Bank, N.A., as successor in interest by merger to South State Bank f/k/a SCBT d/b/a CBT, a Division of SCBT f/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT. N.A., as Attorney-in-Fact

Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
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IN THE PROBATE COURT OF STEPHENS COUNTY
STATE OF GEORGIA
IN RE: ESTATE OF
RAMONA MICHELLE ROBERTS,
DECEASED
ESTATE NO. 14077PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: whom it may concern:
MARY GAIL ALLEN has petitioned to be appointed administrator(s) of the estate of RAMONA MICHELLE ROBERTS deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before OCTOBER 5TH, 2026.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Christopher V. Stephens
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
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