Legals

IN THE PROBATE COURT OF STEPHENS COUNTY
STATE OF GEORGIA
IN RE: ESTATE OF
SUSAN YATES,
DECEASED
ESTATE NO. 14062PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: whom it may concern:
HANNAH CASSINA GAIL YATES has petitioned to be appointed administrator(s) of the estate of SUSAN YATES deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before AUGUST 31ST, 2026.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Christopher V. Stephens
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
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tr917124

NOTICE OF FORECLOSURE OF RIGHT OF REDEMPTION
STATE OF GEORGIA,
COUNTY OF STEPHENS
TO:1) The Estate of Durell Oliver, 2) The Estate of Lucy M. Oliver 3) Stephens County Tax Commissioner, 4) All Tenants/Residents/Occupants, and 5) All Persons Known or Unknown who may claim an interest in property known as 525 Harbert Valley Road, Toccoa, Georgia 30577
TAKE NOTICE THAT
The right to redeem the described property as 525 Harbert Valley Road, Toccoa, Georgia 30577 (Tax Parcel 057 078), as follows, to wit:
All that tract or parcel of land lying and being in the State of Georgia, County of Stephens, 215th GMD, being 28.97 acres, more or less, as further described as a portion of that Tract in Deed Book 82, Page 110, Stephens County, Georgia Records. Less and except: Right of Way described in Deed Book 97, Page 300 and Deed Book 261, Page 30, Stephens County, Georgia Records.
As described in Deed Book 82, Page 110. Further described as Map & Parcel 057 078.
Will expire and be forever foreclosed and barred on and after the 21st day of September, 2026, or 30 days from service of notice.
The tax deed to which this notice relates is dated May 6, 2025, and is recorded in the Office of the Clerk of the Superior Court of Stephens County, Georgia, in Deed Book 1409, Page 381.
The property may be redeemed at any time before the 21st day of September, 2026, or 30 days from service of notice, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: McRee Law, LLC, 1704 S Broad Street, Commerce, Georgia 30529.
Please be governed accordingly.
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tr917447

GEORGIA, STEPHENS COUNTY.
IN RE: VERA D. CAMPBELL,
DECEASED
All creditors of the estate of Vera D. Campbell, late of Stephens County, Georgia, are hereby notified to render their demands to the Executor, according to law, and all persons indebted to said estate are required to make immediate payment to said Executor.
This 22nd day of July, 2026.
Robert Scott Campbell
Executor of the
Vera D. Campbell Estate
24 Beechwood Blvd.,
Toccoa, Georgia 30577

Prepared By:
McClure, Ramsay & Dickerson, LLP
P. O. Drawer 1408
Toccoa, Georgia 30577
(706) 886-3178

STATE OF GEORGIA
COUNTY OF STEPHENS
NOTICE TO CREDITORS AND DEBTORS
ALL PERSONS INDEBTED TO ROBERT LEE SMITH, SR, DECEASED, ARE HEREBY NOTIFIED TO MAKE IMMEDIATE PAYMENT TO THE UNDERSIGNED AND ALL CREDITORS OF SAID DECEDENT ARE HEREBY NOTIFIED TO RENDER THEIR CLAIMS TO THE UNDERSIGNED.
THIS 22ND DAY OF JULY, 2026.
WITNESSED MY HAND AND SEAL, ON THE DAY ABOVE WRITTEN.

SUSAN SMITH TURNER ACTING
AS EXECUTOR OF THE
ROBERT LEE SMITH, SR
ESTATE.
ADDRESS:
37 E. SAVANNAH ST
TOCCOA, GA 30577
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tr916633

NOTICE TO DEBTORS AND CREDITORS
GEORGIA, STEPHENS COUNTY
All creditors of the estate of Gayle Van Liew, deceased, late of Stephens County, Georgia, are hereby notified to render in their demands to the undersigned, according to law, and all persons indebted to said estate are required to make immediate payment.
This 22nd day of July, 2026.

Lynda J. Fairman, Administrator
of the Estate of Gayle Van Liew,
deceased
c/o Matthew D. Skilling
Sanders, Ranck & Skilling, P.C.
P.O. Box 1005
Toccoa, GA 30577
(706) 886-7533
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tr916614

NOTICE OF SALE UNDER
POWER
GEORGIA, STEPHENS COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Desirae D Barrett to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Fairway Independent Mortgage Corporation., its successors and assigns dated October 11, 2023, recorded in Deed Book 1345, Page 465, Stephens County, Georgia Records, as last transferred to LAKEVIEW LOAN SERVICING, LLC by assignment recorded in Deed Book 1451, Page 41, Stephens County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-SIX THOUSAND NINE HUNDRED FORTY-FOUR AND 00/100 DOLLARS ($246,944.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2026, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.
Lakeview Loan Servicing, LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, One Fountain Plaza, Buffalo, NY 14203, 800-724-1633.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
Upon information and belief, said property is more commonly known as 18 Julious Dr, Toccoa, GA 30577. Should a conflict arise between the property address and the legal description, the legal description shall control.
ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the Rule), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.
*The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable.
Lakeview Loan Servicing, LLC
as Attorney in Fact for
Desirae D Barrett

McCalla Raymer Leibert Pierce,
LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of land, together with all improvements thereon, lying and being in GMD 440th in the City of Toccoa, Stephens County, Georgia, being designated as Lot 5A of Ironwood, Phase Two, containing 0.28 acre, more or less, being shown on plat of survey prepared by Kenneth V. Cash, G.R.L.S., dated July 15, 2022, and recorded in Plat Book 20, page 497, of the Stephens County, Georgia Plat Records, said plat is incorporated herein by reference for a more complete description.
TOGETHER WITH and SUBJECT TO a 20' wide easement for ingress and egress as shown on the above-referenced plat.
SUBJECT to Declaration of Covenants, Conditions and Restrictions recorded in Deed Book 1186, page 383.
Subject to all easements, restrictions, reservations, set-backs, and rights-of-way of record or those delineated on the above-referenced plat of survey.
This is a portion of the same property conveyed to Richardson Homes, Inc. by virtue of a Warranty Deed from Ironwood Construction Group, LLC, dated March 4, 2022, recorded in Deed Book 1289, page 293.
CA October 6, 2026
Our file no. 26-23722GA
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tr916692

NOTICE OF SALE UNDER POWER, STEPHENS COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Darrel Birnley to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Everett Financial, Inc. d/b/a Supreme Lending, its successors and assigns dated 8/18/2017 and recorded in Deed Book 1130 Page 88 Stephens County, Georgia records; as last transferred to or acquired by PENNYMAC LOAN SERVICES, LLC, conveying the after-described property to secure a Note in the original principal amount of $249,882.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Stephens County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on September 1, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: PARCEL I: All that tract or pared of land situate, tying and being in the 1647th District, G.M., Stephens County, Georgia, containing 10.76 acres, more or less, and being bounded, now or formerly, as follows: On the Northeast by lands of Sheriff for 569.477 and 206.025 feet; on the East by lands of Kay for 472.00 feet; on the South by lands of Merryman for 773.429 feet; and on the West by lands of Herron for 260.0, 205.025 and 275.055 feet (centerline of Lime Tom's Creek being property line), and being more clearly shown delineated on a Plat of Survey for Ruby, Rickey and Cam Harrison, by Ruins Gerald Sadler, Registered Land Surveyor, dated April 5, 2005 said Plat being recorded in Plat Book 17, Page 310 D, Stephens County Records, which Plat and reference thereto are expressly incorporated herein as a part of this description. SUBJECT TO Soil Conservation use expiring on December 31, 2024, which Grantee has agreed to continue and assume. THIS CONVEYANCE is made subject to all zoning ordinances, easements, rights of way for public lands and public utilities and any restrictions of record affecting said described property. PARCEL II: All that tract or pared of land situate, lying and being in the 1647th District, G.M., Stephens County, Georgia, containing 10.759 acres, more or less, and being bounded, now or formerly, as follows: On the North by lands of Harrison for 770.03 feet; on the East by lands of Kay for 470.20 feet; on the South by Kay lands for 102.64 and 670.41 feet; and on the West by lands of Herron (centerline of Lime Tom's Creek being property line), and being more clearly shown delineated on a Plat of Survey for Bill W. Merryman and Barbara A. Merryman, by G. Brian Slate, Registered Land Surveyor, dated June 2, 2008, revised July 7, 2008 and October 13, 2009, said Plat being recorded in Plat Book 17, Page 838 B, Stephens County Records, which Plat and reference thereto, are expressly incorporated herein as part of this description. Also conveyed herein in a non-exclusive 20 ingress-egress easement as more particularly described on the above-referenced plat and that Ingress-Egress Easement dated October 19, 2009, and recorded at Deed book 911, Page 30, Stephens County, Georgia Deed Records. SUBJECT TO Soil Conservation use expiring on December 31, 2024, which Grantee has agreed to continue and assume. THIS CONVEYANCE is made subject to all zoning ordinances, easements, rights of way for public lands and public utilities and any restrictions of record affecting said described property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 228 Kay Dr, Martin, GA 30557 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Estate and/or Heirs of Darrel Birnley or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PennyMac Loan Services, LLC Loss Mitigation 3043 Townsgate Road #200, Westlake Village, CA 91361 1-866-549-3583 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PENNYMAC LOAN SERVICES, LLC as agent and Attorney in Fact for Darrel Birnley Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1120-8833A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-8833A
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tr916059

IN THE PROBATE COURT OF
STEPHENS COUNTY
STATE OF GEORGIA
IN RE: HAROLD BENSON
HENDERSON, JR.
DECEASED
ESTATE NO. 14059
NOTICE OF PETITION TO FILE FOR YEAR'S SUPPORT
The petition of REBECCA ANN REASON HENDERSON, for a year's support from the estate of HAROLD BENSON HENDERSON, JR., deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before AUGUST 24TH, 2026, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed the petition may be granted without a hearing.

Christopher V. Stephens
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
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tr916757