NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA,
COUNTY OF STEPHENS
By virtue of a Power of Sale contained in that certain Security Deed from Aaron Payne and Elizabeth Rebecca Payne to Mortgage Electronic Registration Systems, Inc., solely as nominee for Oconee State Bank ITS SUCCESSORS AND ASSIGNS, dated June 13, 2022 and recorded on June 13, 2022 in Deed Book 1300, Page 226 Instrument Number D2022000962, in the Office of the Clerk of Superior Court of Stephens County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Forty-Seven Thousand Two Hundred Eighty-Three and 00/100 dollars ($147,283.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with improvements thereon, situate, lying and being 440th District, G.M., of Stephens County, Georgia, consisting of 0.81 acre, more or less, as shown by a certain plat dated May 4, 1968, plotted by D.A. Merck and checked by J. M. Thomason, R.P.E. 3465, said tract being more fully described as: BEGINNING at the Southeast corner of the property herein conveyed at its intersection with the Northeast corner of now or formerly Ernest L. Brady property on State Route 184 known as Prather Bridge Road and beginning at an iron pin stake located 40 feet from the centerline of said road and running from said iron pin stake North 60 degrees 30 minutes West 110.0 feet to an iron pin stake; running thence North 17 degrees 46 minutes East 265.5 feet to an iron pin stake; running thence 60 degrees 30 minutes East 164.0 feet to an iron stake on the right-of-way of said State Route 184 and at the Northeast intersection of the property herein conveyed at a point shown to be 347 feet from the Brady corner, run from said point South 29 degrees 30 minutes West along the right-of-way of State Route 184 back to the point of beginning. Said property having situated thereon a frame residence. See also "Hooper" tract on that plat recorded in Plat Book 9, Page 490, Stephens County Records.
Said property may more commonly be known as 811 Prather Bridge Road, Toccoa, GA 30577.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Paramount Residential Mortgage Group, Inc., c/o Cenlar FSB, 425 Phillips Boulevard, Ewing, NJ 08618, 609-883-3900.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Aaron Payne, Elizabeth Rebecca Payne and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
Paramount Residential Mortgage Group, Inc. as Attorney-in-Fact for Aaron Payne and Elizabeth Rebecca Payne Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520
26-017040
gpn1
tr921745
