NOTICE OF FORECLOSURE OF RIGHT TO REDEEM
Take notice that:
The right to redeem the following described property, to wit will expire and be forever foreclosed and barred as of five o'clock (5 p.m.) on and after April 10, 2020 or 30 days after legal service of the Notice pursuant to OCGA 48-4-45. , whichever date is later.
All that tract or parcel of land lying and being in Stephens County, Georgia, described as follows: All that tract or parcel of land described as the Mabry Pasture land, consisting of Lot No. Twelve, fronting fifty feet on Sage Street running back three hundred and seventy feet to a road not named; thence along road South forty nine feet; thence straight line back to Sage Street, as shown in Plat Book 2, at Page 47, Stephens County Georgia Records.
As described in Deed Book 28, Page 329. Further described as Map & Parcel T20073.
The tax deed to which this notice relates is dated April 2, 2019 and recorded in the Office of the Clerk of the Superior Court of Stephens County, Georgia in Deed Book 1176, Pages 314-315.
The property may be redeemed on or before the time and date stated above by payment of the redemption price as fixed and provided by law to the undersigned at the following address:
Roderick Charles Oglesby
39 Argo Street
Toccoa, Georgia 30577
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TR568959

NOTICE TO DEBTORS AND CREDITORS
GEORGIA, STEPHENS COUNTY.
Deanie Fournier has qualified as Personal Representative of the Estate Sandy Griffin, deceased. All creditors of the Estate Sandy Griffin, deceased, late of Stephens County, are hereby notified to render in their demands to the said Personal Representative, Deanie Fournier, according to law, and all persons indebted to said Estate are required to make immediate payment to the said Personal Representative, Deanie Fournier.
This 3rd day of March, 2020.

Deanie Fournier
Personal Representative of the
Estate of Sandy Griffin, Deceased

Matthew D. Skilling
Sanders, Ranck & Skilling, P.C.
P. O. Box 1005
Toccoa, GA 30577
706-886-7533
Attorney for Deanie Fournier
(Personal Representative)
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TR566599

NOTICE TO DEBTORS AND
CREDITORS
STATE OF GEORGIA,
COUNTY OF STEPHENS
IN RE: ESTATE OF
RALPH MEREDITH LANCE
All debtors and creditors of the Estate of Ralph Meredith Lance, deceased, late of Stephens County, are hereby notified to render their demands to the undersigned according to law and all persons indebted to said estate are required to make immediate payment to said Administrator.
This 9th day of March, 2020.

Gary Lance, Administrator of the
Estate of Ralph Meredith Lance,
Deceased
79 Clearview Drive
Toccoa, Georgia 30577

Donald C. Tabor
Smith & Tabor,
Attorneys at Law
P.O. Box 1082
Toccoa, Georgia 30577
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TR567862

NOTICE TO DEBTORS AND
CREDITORS
STATE OF GEORGIA,
COUNTY OF STEPHENS
IN RE: ESTATE OF
MARK J. LUCKETT
All debtors and creditors of the Estate of Mark J. Luckett, deceased, late of Stephens County, are hereby notified to render their demands to the undersigned according to law and all persons indebted to said estate are required to make immediate payment to said Estate Representative.
This 9th day of March, 2020.

Martha Dianne Luckett,
Estate Representative of the Estate
of Mark J. Luckett, Deceased
2802 Defoor Road
Toccoa, Georgia 30577

Donald C. Tabor
Smith & Tabor,
Attorneys at Law
P.O. Box 1082
Toccoa, Georgia 30577
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TR56853

NOTICE OF SALE UNDER
POWER, STEPHENS COUNTY
Pursuant to the Power of Sale contained in a Security Deed given by Christine Deonnie Canup and Charles Leon Canup to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for First Guaranty Mortgage Corporation, its successors and assigns. dated 3/16/2017 and recorded in Deed Book 1116 Page 396 Stephens County, Georgia records; as last transferred to or acquired by First Guaranty Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of $113,030.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Stephens County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on April 7, 2020 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:
All that tract or parcel of land together with improvements thereon lying and being in the Toccoa (440) GMD, City of Toccoa, Stephens County, Georgia, containing 0.257 acre more or less, located on the easterly side of the right of way of Woodlawn Drive and being designated as Tract No. 3 on Plat of Survey for Kristi D. Reed by G. Brian Slate, Registered Land Surveyor, dated September 21, 2004 recorded in Plat Book 17, page(s) 245B, Stephens County Records, the description as contained therein being incorporated herein by reference, as part of this description.
Parcel No. T34067
Known as; 67 Woodlawn Drive, Toccoa, GA 30577
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said property is commonly known as 67 Woodlawn Drive, Toccoa, GA 30577 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Christine Deonnie Canup and Charles Leon Canup or tenant or tenants.
Rushmore Loan Management Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.
Rushmore Loan Management
Services, LLC
PO Box 52708
Irvine, CA 92619
888.504.7300
Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
First Guaranty Mortgage Corporation as agent and Attorney in Fact for Christine Deonnie Canup and Charles Leon Canup
Aldridge Pite, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7637.
1208-3260A
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1208-3260A
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TR566542

NOTICE OF SALE UNDER
POWER
GEORGIA, STEPHENS COUNTY
Under and by virtue of the Power of Sale and Granting Clause contained in a Deed to Secure Debt given by CapGain Holdings, Inc. f/k/a CapGain Properties Inc. to Strategic Lending Solutions, LLC, dated March 31, 2014, recorded in Deed Book 1047, Page 123-127, Stephens County, Georgia Records, conveying the after-described real property to secure a Note in the original principal amount of One Hundred Thousand Dollars ($100,000.00) with interest thereon at the rate as set forth therein, will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia within the legal hours of sale on the first Tuesday in April 7, 2020, the following described real property:
All that tract or parcel of land, together with improvements thereon, lying and being in the Toccoa (440th) G.M.D., Stephens County, Georgia, CONTAINING 62.76 ACRES, more or less, as more particularly shown and described on a plat of survey for the Woods of Lake Oconee, LLC by G. Brian Slate, Registered Land Surveyor, dated March 23, 2004, recorded in Plat Book 17, Page 225, Stephens County Records, the description contained therein being incorporated herein by reference as part of this description.
LESS AND EXCEPT for a strip in the width of fifteen (15) feet only for each of the following lots: Lot 9, Unit Three, Section 2 (Deed Book 832, Page 1); Lot 8, Unit Three, Section 2 (Deed Book 832, Page 3); Lot 7, Unit Three, Section 2 (Deed Book 832, Page 5); Lot 6, Unit Three, Section 2 (Deed Book 832, Page 7); Lot 11, Unit Three, Section 2 (Deed Book 832, Page 9); Lot 12, Unit Three, Section 2 (Deed Book 832, Page 11); Lot 13, Unit Three, Section 2 (Deed Book 832, Page 13); Lot 14, Unit Three, Section 2 (Deed Book 832, Page 15); Lot 15, Unit Three, Section 2 (Deed Book 832, Page 17); Lot 17, Unit Three, Section 2 (Deed Book 832, Page 19); Lot 18, Unit Three, Section 2 (Deed Book 832, Page 21); Lot 19, Unit Three, Section 2 (Deed Book 832, Page 23); Lot 20, Unit Three, Section 2 (Deed Book 832, Page 25); Lot 10, Unit Three, Section 2 (Deed Book 832, Page 27); Lot 22, Unit Three, Section 2 (Deed Book 832, Page 29); Lot 21, Unit Three, Section 2 (Deed Book 832, Page 31); Lot 16, Unit Three, Section 2 (Deed Book 832, Page 33); Lot 23, Unit Three, Section 2 (Deed Book 832, Page 43); Lot 24, Unit Three, Section 2 (Deed Book 832, Page 45); and Lot 26, Unit Three, Section 2 (Deed Book 832, Page 47); all as more particularly shown and described on a plat of survey for Rolling Hills Land Company, LLC by G. Brian Slate, Registered Land Surveyor, dated March 23, 2004 and revised December 5, 2005 and March 24, 2008, recorded in Plat Book 17, Page 690, Stephens County Records, the description therein being incorporated herein by reference as part of this description.
LESS AND EXCEPT Lot 1, Unit Four, Section 2; Lot 6, Unit Four, Section 2; Lot 7, Unit Four, Section 2; Lot 8, Unit Four, Section 2; Lot 9, Unit Four, Section 2; Lot 10, Unit Four, Section 2; Lot 11, Unit Four, Section 2; Lot 12, Unit Four, Section 2; Lot 13, Unit Four, Section 2; Lot 14, Unit Four, Section 2; Lot 15, Unit Four, Section 2; Lot 16, Unit Four, Section 2; Lot 17, Unit Four, Section 2; Lot 18, Unit Four, Section 2; Lot 20, Unit Four, Section 2; Lot 21, Unit Four, Section 2; Lot 22, Unit Four, Section 2; Lot 24, Unit Four, Section 2; and Lot 44, Unit Four, Section 2.
The property herein conveyed consists of 35.399 acres, more or less.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.
The debt remaining in default, this sale will be made for paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said real property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the real property, (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, and/or covenants, and (d) creditor's (Strategic Lending Solutions, LLC) ownership interest in the subject property.
Strategic Lending Solutions, LLC is the secured creditor under the Deed to Secure Debt and loan being foreclosed.
The following individual/entity shall have full authority to negotiate, amend, and modify all terms of the above-described deed to secure debt and associated notes on behalf of Strategic Lending Solutions, LLC:
Brian Knight
8 Tregonwell Court
Algonquin, IL 60102
(847) 875-9606
Strategic Lending Solutions, LLC is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the real property [is/are] JJ&M REAL ESTATE SERVICES LLC, DENNIS HACKNEY, AND STRATEGIC LENDING SOLUTIONS, LLC.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the deed to secure debt.
The undersigned will execute a Deed Under Power to the purchaser as authorized by the aforementioned Deed to Secure Debt.
Pursuant to O.C.G.A. 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Present holder of said Deed to Secure Debt,
Strategic Lending Solutions, LLC
As Attorney-In-Fact for
CapGain Holdings, Inc.
f/k/a CapGain Properties Inc.
By: /s/Brian Knight
Brian Knight
8 Tregonwell Court
Algonquin, IL 60102
(847) 875-9606 THIS FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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TR567471

NOTICE OF SALE UNDER POWER GEORGIA, STEPHENS COUNTY By virtue of the Power of Sale contained in that certain Security Deed given from Timothy P. Healy and Kathryn Healy to Regions Bank d/b/a Regions Mortgage, dated 03/03/2014, recorded 03/04/2014 in Deed Book 1035, Page 207, Stephens County, Georgia records, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED TEN THOUSAND AND 00/100 DOLLARS ($210,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Stephens County, Georgia, within the legal hours of sale on the first Tuesday in April 2020 by Regions Bank d/b/a Regions Mortgage, as Attorney in Fact for Timothy P. Healy and Kathryn Healy, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE BIG SMITH 215TH-G.M.D.,OF STEPHENS COUNTY, GEORGIA, IN THE RIVER RIDGE SUBDIVISION AND DESIGNATED AS TRACT (LOT) 1 CONTAINING 0.43 ACRE PER PLAT OF SURVEY BY RUSSELL N. BARTLETT, DATED JANUARY 26, 1987, AND RECORDED IN PLAT BOOK 13, PAGE, 183, OFFICE OF THE CLERK OF SUPERIOR COURT, STEPHENS COUNTY, GEORGIA. THE DESCRIPTION AS CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE. THIS PROPERTY IS CONVEYED SUBJECT TO RESTRICTIVE COVENANTS AS RECORDED IN DEED BOOK 199. PAGES 132-135, OFFICE OF THE CLERK OF SUPERIOR COURT, STEPHENS COUNTY, GEORGIA. THIS PROPERTY IS CONVEYED SUBJECT TO THAT CERTAIN AGREEMENT, AS RECORDED IN DEED BOOK 202, PAGE 71, OFFICE OF THE CLERK OF SUPERIOR COURT, STEPHENS COUNTY, GEORGIA. ALSO CONVEYED IS A PERPETUAL RIGHT OF INGRESS AND EGRESS ALONG EXISTING ROADS OF CHATEAU VILLAGE SUBDIVISION, AS WELL AS THE EASEMENT FROM SUCH EXISTING ROADS TO OTHER PROPERTY, ALL ACCORDING TO AGREEMENTS RECORDED IN DEED BOOK 121, PAGES 289-290, AND DEED BOOK 107, PAGE 314, STEPHENS COUNTY RECORDS; AS WELL AS TO THE PERPETUAL RIGHT OF INGRESS AND EGRESS TO THE ABOVE DESCRIBED PROPERTY ALONG THE ROADS AS LAID OUT ON THE ABOVE REFERENCED PLAT OF SURVEY OF RIVER RIDGE, INCLUDING ALL 60-FOOT ROADS AND 20-FOOT ROADS AS SHOWN ON SAID PLAT OF SURVEY. TAX ID#: 065E 033.
SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD. Said property being known as 210 RIVER RIDGE RD, MARTIN, GEORGIA 30557 according to the present numbering system in Stephens County. The indebtedness secured by said Security Deed has been declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Timothy P. Healy and Kathryn S. Healy. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank, 7130 Goodlett Farms Parkway, Cordova, TN 38016 TEL 1-800-748-9498. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.
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TR565204

IN THE PROBATE COURT OF STEPHENS COUNTY
STATE OF GEORGIA
IN RE: ESTATE OF
BETTY S. COLLINS, DECEASED
ESTATE NO. 12803
PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: to whom it may concern:
ALFRED W. COLLINS has petitioned to be appointed Administrator( s) of the estate of BETTY S. COLLINS deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261.) All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to the Petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before APRIL 6TH, 2020.
BE NOTIFIED FURTHER: All objections to the Petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a Probate Court Clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact Probate Court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Glenda S. Ernest
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N Alexander St
Toccoa, GA 30577
706-886-2828
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TR567666

IN THE PROBATE COURT
COUNTY OF STEPHENS
STATE OF GEORGIA
IN RE: ESTATE OF
James Hewitt, Jr.
a/k/a Jimmy Hewitt, DECEASED
ESTATE NO. 12800
NOTICE OF PETITION TO FILE FOR YEAR'S SUPPORT
The Petition of Dianne B. Hewitt, for a year's support from the estate of James Hewitt, Jr. a/k/a Jimmy Hewitt, deceased, for decedent's Surviving Spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 6, 2020, why said Petition should not be granted.
All objections to the Petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All objections should be sworn to before a notary public or before a Probate Court Clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed the Petition may be granted without a hearing.

Glenda S. Ernest
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N ALEXANDER ST SUITE 108
TOCCOA, GA 30577
706-886-2828
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TR567415

IN THE PROBATE COURT OF STEPHENS COUNTY
STATE OF GEORGIA
IN RE: ESTATE OF
RHONDA LISA VAUGHN,
DECEASED
ESTATE NO. 12804
PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: to whom it may concern:
Robin Alexander Vaughn, III has petitioned to be appointed Administrator( s) of the estate of Rhonda Lisa Vaughn deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261.) All interested parties are hereby notified to show cause why said Petition should not be granted. All objections to the Petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 6th, 2020.
BE NOTIFIED FURTHER: All objections to the Petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a Probate Court Clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact Probate Court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the Petition may be granted without a hearing.

Glenda S. Ernest
Judge of the Probate Court
By: Cindy Simmons
Clerk of the Probate Court
70 N Alexander St
Toccoa, GA 30577
706-886-2828
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TR567680